UK Pension Auto-Enrolment Calculator
Calculate UK workplace pension contributions online for free, correctly applied to the qualifying earnings band. Runs entirely in your browser — nothing you enter is uploaded.
Auto-enrolment minimums (5% employee + 3% employer = 8% total) apply to 'qualifying earnings' — the band between £6,240 and £50,270, not your full salary. This calculator applies that band correctly.
How to use uk pension auto-enrolment calculator
- Enter your salary and contribution rates
Your and your employer's contribution percentages.
- Calculate
See the annual contribution amounts, correctly applied to the qualifying earnings band.
Features
Rates and thresholds are inputs you can change, not hidden constants.
Calculates locally with no sign-up or server request.
Your financial details are never uploaded.
Supported formats and limitations
Text and structured input supported by this tool.
Use cases include personal workflows, content preparation, and quick checks. Review output before relying on it for legal, financial, accessibility, or production decisions.
Frequently asked questions
Why isn't the contribution based on my full salary?
UK auto-enrolment pension contributions are calculated on 'qualifying earnings' — the slice of salary between £6,240 and £50,270 — not your whole salary. Some employers choose to use full salary instead (a more generous basis), but the statutory minimum uses this band.
Can I contribute more than the 8% statutory minimum?
Yes — 5% employee + 3% employer is only the legal minimum. Many workplace schemes offer higher employer matching if you contribute more; check your own scheme's rules.