UK Payslip Calculator
Calculate your full UK take-home pay online for free — Income Tax, National Insurance, pension and student loan all included. Runs entirely in your browser — nothing you enter is uploaded.
Combines Income Tax, National Insurance, pension (assumed salary-sacrifice, so it reduces taxable pay) and student loan repayment into one full take-home figure — unlike the standalone Income Tax & NI Calculator, which doesn't include pension or student loan.
How to use uk payslip calculator
- Enter your salary, pension and student loan plan
Pension is assumed to be salary-sacrifice (deducted before tax).
- Calculate
See your full net take-home pay, all deductions included.
Features
Rates and thresholds are inputs you can change, not hidden constants.
Calculates locally with no sign-up or server request.
Your financial details are never uploaded.
Supported formats and limitations
Text and structured input supported by this tool.
Use cases include personal workflows, content preparation, and quick checks. Review output before relying on it for legal, financial, accessibility, or production decisions.
Frequently asked questions
How is this different from the Income Tax & NI Calculator?
This one also factors in your pension contribution (reducing taxable pay, since it assumes salary sacrifice) and student loan repayment — the standalone Income Tax & NI tool covers tax and NI only.
What if my pension isn't salary sacrifice?
A relief-at-source or net-pay pension is deducted differently for tax purposes — this calculator assumes salary sacrifice specifically. Treat the result as an approximation if your scheme works differently.